We ensure you have the right policy and adequate coverage for all vehicles and drivers in your home and business.
There’s no one-size-fits-all auto insurance, so choosing insurance can be a confusing and painful process. That’s why we tailor a policy best suited for your personal and business needs.
When it comes to vehicle insurance, it’s the law in most states. But minimal coverage usually isn’t enough. Auto insurance is even more important if you’re a business owner because your employees and company assets are at stake.
Personal vehicle insurance is the type of policy most individuals get. It usually includes basic coverage for personal use, commuting to and from work, and occasional business-related drives.
It doesn't matter what you drive or whether it's for commuting, pleasure, or work. Our policies are designed to meet specific needs. We offer both personal and commercial insurance for a wide range of vehicles:
In some cases, personal insurance is adequate to protect you and your vehicle. However, if you or your employees regularly drive for business purposes, your company may become liable if an accident occurs. Commercial vehicle insurance is required for frequent business-related activities such as:
Drivers using cars, trucks, and other vehicles for work tend to clock more hours and miles on the road. This increases the risk of drivers being involved in an accident. Therefore, it’s essential to consult with us about commercial insurance protection policy options.
We understand how challenging it can be to stay compliant with all regulations, right down to auto coverage. Whether you must protect your personal car or an entire fleet, getting the right policy with sufficient coverage is crucial.
The type of car insurance you need will vary based on the vehicle, budget, and other factors. Here are the different coverages offered:
Auto liability insurance provides personal or commercial coverage if you or an employee is found to be at fault for an accident. The policy pays for other people’s medical expenses and property damages while driving a personal or company car. In the unfortunate case of a lawsuit, liability insurance will pay attorney and court fees.
Comprehensive insurance provides personal or commercial coverage for expenses related to repairing or replacing your personal or business vehicle when it’s damaged due to non-collision events you or your employee had no control over. This includes everything from theft and vandalism to fires and natural disasters to hitting an animal.
Collision insurance provides coverage for your personal and company vehicle when it’s damaged after colliding with another auto, object, or human. The policy pays whether you or an employee was at fault.
Compliance is a critical part of running a business. We can help you to stay compliant with all the relevant laws and regulations so that you can focus on your core business activities. Keeping up with changing policies and procedures can be time-consuming and costly. Let us worry about the changing policies, government rules, and more.
Roadside assistance is usually an optional policy add-on. However, it pays for services needed in case your company vehicle breaks down, gets a flat tire, runs out of gas, needs unlocking, etc. It also covers towing to a service station.
Are you, your family, your employees, and your assets fully protected with adequate vehicle insurance? While insurance isn’t a shield against the dangers on the road, it helps keep lawsuits and financial problems at bay.
Don’t take chances and risk everything you’ve worked hard for because you failed to get the coverage you need. The Kaizen Group offers customized policies to meet your specific needs.
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