Protect Your Most Prized Possession — Your Company!
Business insurance isn't a one-size-fits-all type of deal. Our policies are tailored for entrepreneurs based on the needs of the company and industry.
If you own a business, whether it’s a sole proprietorship, limited liability company (LLC), partnership, corporation, non-profit, or other structure, it’s crucial to ensure you have adequate insurance. Our business insurance is designed to protect you from financial risks that could be detrimental to your future.
Why Business Insurance Is A Must
We offer comprehensive payroll services, including recording and handling your employees’ compensation and taxation. We also manage salaries, gross wages, bonuses, commissions, fringe benefits, holiday pay, and other financial concerns.
Our experts use QuickBooks to process your payroll because it offers many benefits. Your payroll expenditures are automatically connected to your books, so you always have the most current information. Payroll liability payments are automatically put into your register, allowing you to quickly forecast your future cash flow.
Types Of Business Insurance
There are many different types of business insurance, from basic to specialized coverage. The one for you will depend on several factors, such as your industry, potential risks, and legal requirements.
General liability insurance provides the basic coverage needed by most businesses. Often called “business insurance,” general liability offers broad coverage that protects your business from claims brought against it for property damage, bodily injury, and personal injury (e.g., libel or slander). This insurance helps pay for repairs, replacements, medical expenses, and legal fees.
Professional liability is a type of insurance that helps protect service-based businesses. It’s often referred to as "errors and omissions insurance" (E&O) because it pays for claims related to professional errors or negligence. This could include anything from missed deadlines to misunderstandings.
Commercial auto insurance is required when you use your vehicle for your business. It covers claims brought against your company for liability and damages while driving for work, transporting equipment, making deliveries, etc.
Cyber insurance helps guard against threats to your company’s electronics. This includes cyberattacks and data breaches that could expose sensitive data (e.g., credit card numbers).
A business owners policy combines coverage from business property and business liability insurance. A BOP protects business owners who have commercial buildings and personal property that could be damaged by theft, fire, and other covered events. Some policies also pay for business expenses (e.g., payroll) during a temporary closure and can include "key person" life insurance which protects against losses caused by the death or disability of an essential worker in your operation.
Workers’ compensation provides coverage when an employee gets sick or is injured on the job. In most states, employers must have this insurance for their employees. This may include part-time employees, full-time employees, and contractors.
Protect Everything You’ve Worked For With Business Insurance Today
Wondering if you should get business insurance? Not sure what type of insurance to purchase? Let us help you protect everything you’ve worked for. Our business insurance policies are always tailored to your specific needs.
The Kaizen Group offers a range of business insurance policies, from basic to specialized. Consult with our experts to ensure you have the right type of coverage for your company. We take the time to analyze your situation carefully, so you can trust we’ve got you covered.
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Contact Us
(510) 201-9955 or (833) 554-8114
CALIFORNIA OFFICE
3220 Blume Drive, Suite 100
San Pablo, California 94806
TEXAS OFFICE
3800 Paluxy Drive, Suite 410
Tyler, Texas 75703
We 🧡 serving clients all over the United States.
Our company is not a public accountancy firm and does not provide audit or review services.